I've joined a challenge for the next 6 weeks in which I have agreed to be pretty perfect with my diet and exercise. This means I have even given up my dark chocolate!

I am following a strict phase 2 of South Beach. I occassionally slip into a phase 3 style, but for the next 6 weeks, I will re-acquaint myself with a true phase 2! In addition to that, I am going to hit the gym hard! (As opposed to just slapping it. LOL!) Seriously, no more sauna because that time eats into my workout time. For six weeks, I'm doing the full hour with intensity! No whining allowed! Can't wait to record the end results.

On the finance front...not much to report. I just need to get more organized. Like we forgot to pull out cash for our son's lunch this morning. I need to remember on Friday to pull out cash. Go back to the cash system...it worked.

Just sent another payment of $348 to the CC. We used $50.00 worth of coupons to pay for this weeks groceries. I think our grocery bill totaled about $27.00, so not bad for the week.

My intentions for journaling were good. I got sick and so I haven't really been thinking about finances this week.

But today is payday, so I thought about it.

Yesterday's frugal thing came in a little card I found on my desk! I was cleaning out a file on top of my desk at school and I came across a Christmas card, which I almost threw away unopened. But I opened it and it was a card from one of my kids with $6.00 worth of Wendy's bucks inside. I was so surprised!! Someone stuck it in this file and I never found it! I felt really bad though, because I never thanked him for it! So I wrote a quick thank you note to him. I had been lazy that morning though and hadn't packed a lunch, which is very rare these days. I always pack now. And my plan was to go to Wendy's for a salad. So that is what I did and it was free.

The remaining CC is down to $1500 and should be paid off within the month.

I get an extra pay in March and I'm trying to decided what to do with it. I want to put it in the savings account and use it to completely pay for daycare next year upfront. That would relieve stress for me.

I am down 29 lbs now!