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Life is catching up with my wallet

October 7th, 2006 at 01:00 pm

I knew it was too good to be true! I need to slow down on our debt repayment, at least temporarily. We just have expenses lately! I made a list yesterday of what those are.

We still owe DH's parents $473 from a loan several years ago. We steadily made payments for 5 years and then paid all but $473 off in one lump sum in August. We were short $473, and since we had just given them $2000, they were fine with it. The original loan was to be paid in full by October, and here we are in October, so we need to pay it.

Ring bearer tux: $47
Parental loan: $473
College course: $400
Birthday gifts: $75
Camera: $300

The camera is a Christmas gift to DH and me from each other. My step-sister is getting married at the end of October and I'd really like to have the camera before then for that and Halloween. Our current camera doesn't take good pictures at night or inside. It takes beautiful outside/daylight pictures, but inside/dark pictures all have ghosts! I'm tired of it and want a new camera! We keep wasting our money on disposables whenever we want inside/dark pictures!

I think we can recover on all these expenses by the end of October, but only if I slow down on our repayment. Happily, as of right now we are only $600 shy of our goal for the month, so we won't be terribly far off. In fact, $200 still has to go out as our minimum payment on our CC.

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