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More money! Wahoo!

September 15th, 2006 at 12:06 pm

Today is pay day! I changed my W-4, changing it from married-at-single-rate to just "married". What a difference! My paycheck was $100 more. That's $200/mo! So I just went to my bank site and set it up to automatically pay the 0% card's minimum payment of $190. That way, I will never default on it.

Also, I have decided that once the other card is paid off, I am going to throw everything I can into my savings account which now earns 4.55% interest. So now, I have the minimum payment set up and can just throw everything I can into savings, which earns interest, until I have enough in there to pay off the debt. All must be paid by October 2007 to keep the 0% interest.

Everything seems to be falling into place and my goal money seems to keep increasing. I think my budget is a little too tight right now though. I think I am not going to increase my previously posted goals because they are just GOALS. It will feel good to reach them...and better to exceed them. My plan gets me out of debt by this time next year or better and that is good enough.

Two weeks from today I get to send my entire paycheck to the CC. I can't wait! It's a "three paycheck" month, so next week's is extra the way that account works.

2 Responses to “More money! Wahoo!”

  1. LuxLiving Says:

    Heh-heh Kris10!! Sounds like things are picking up a head of steam in the old debt destruction department! Good for you guys!! You're doing it!!!! Big Grin

  2. boomeyers Says:

    That was really wise to put the "found" money straight to the CC! Less tempting. Just be careful to stay a little "liquid"!

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